Plan for
Your Future
FLORA offers comprehensive, affordable fertility coverage that protects your future reproductive health.
Our plans are portable and activate only when you need them, covering the full clinical workflow — so you can move forward with peace of mind on your fertility journey.
Coverage
your timeline
- $10,000 annual maximum coverage
- $50,000 lifetime maximum coverage
- Covers diagnostics → medications → IUI → IVF
- No elective egg freezing or non-medical fertility treatments
- Partner coverage coming soon
diagnostics
medications
IUI
IVF
you
eligibility
Accessible, affordable fertility coverage for those planning for “someday”
FLORA’s plans are tailored to your age and health profile, making fertility benefits more accessible for those who may want children in the future.
Because our focus is on proactive fertility coverage — before treatment is needed — our plans aren’t the right fit for everyone.
Our criteria includes:
- No current or suspected fertility issues.
- Pre-existing conditions like PCOS and family history? You may still qualify.
- Those who have frozen their eggs — or plan to — are welcome to apply. However, our policy does not cover elective egg freezing.
- Lifestyle factors such as drug use, smoking and alcohol use will be considered.
- There is a one-year coverage wait period for all policies.
It’s more than an insurance product — it’s a community.
- Fertility treatment paid for when you need it.
- Expert and peer support.
- Perks from product partners.
- Exclusive events.
- A policy that evolves with you.
All policies include $50,000 in lifetime coverage, with a $10,000 annual maximum.
what makes us different
FLORA isn’t just group insurance — it’s a plan you own and control. Unlike coverage tied to employers or rigid health systems, FLORA puts you in the driver’s seat. Wherever life takes you, your plan moves with you — keeping your fertility journey fully on your terms.
Portability
Your plan belongs to you—not your employer, your state, or any third party. You’re free to pursue new opportunities without losing coverage.
Comprehensive Coverage
From diagnostics and medications to IUI and IVF, FLORA supports you through every stage of your fertility journey — all the way up to age 45.
Peace of Mind
With FLORA, you can move forward knowing you're covered for up to $50,000 in fertility treatment, should you need support down the line.
